Flexible payment plans


$2,001 – $75,000

Available Terms

1 – 7 Years

Repayment Options

Weekly, Fortnightly

Minimum Eligibility Criteria

Who can apply?

Must be over
18 years

Must receive
employment income

Australian Permanent
Resident or Australian Citizen

Must be for
consumer use only

Approved in Seconds

How it Works

You Shop

Select what you want to buy

You Apply

Apply to buy now and pay later

We Pay

Approved in seconds & we pay the vendor

Own It

Own it today with flexible payments

  Click ‘Get Started’ and receive a decision in seconds
  Once Approved, Handypay will cover the upfront cost of your purchase
  Repayments are conveniently scheduled in line with your income


No early exit or early repayment fees.


Please refer to your contract, terms
conditions for more information.

What interest
will I pay?

Eligible applicants can receive a special discount rate from 6.29% p.a. (Comparison Rate 6.80%), assuming a $15,000 loan over a 7-year term. For non-eligible applicants, other fees or charges may apply.

An inquiry won’t impact your credit score